student loan Archives

Tag: student loan

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Expert Tips to Maximize Your Student Loan Forgiveness

November 17, 2025 by doolly

Student loan forgiveness in 2025 offers real relief through Public Service Loan Forgiveness (PSLF: 120 payments while working full-time for government/nonprofit), Teacher Loan Forgiveness (up to $17,500), income-driven repayment plans (IDR: 20-25 years to forgiveness), and discharges for closed schools or borrower defense. Only federal Direct Loans qualify directly; FFEL/Perkins often need consolidation. New laws […]

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Is College a Scam? Truth Behind Tuition, Debt, and Job Prospects

October 3, 2025 by doolly

Is college a scam? Once a sure path to a well-paying job, higher education now burdens many with skyrocketing tuition—averaging $38,270 yearly, up 60% since 2000—and $1.7 trillion in student debt, with borrowers owing $39,375 on average. Graduates face underemployment in 41% of cases, earning starting salaries like $50,000 that barely cover loans, especially for […]