Student loan forgiveness in 2025 offers real relief through Public Service Loan Forgiveness (PSLF: 120 payments while working full-time for government/nonprofit), Teacher Loan Forgiveness (up to $17,500), income-driven repayment plans (IDR: 20-25 years to forgiveness), and discharges for closed schools or borrower defense. Only federal Direct Loans qualify directly; FFEL/Perkins often need consolidation. New laws […]